{"id":16104,"date":"2026-11-13T17:13:14","date_gmt":"2026-11-13T16:13:14","guid":{"rendered":"https:\/\/dailyai.com\/?p=16104"},"modified":"2026-11-13T17:14:06","modified_gmt":"2026-11-13T16:14:06","slug":"chatgpt-wallet-lets-openais-agents-pay-without-seeing-your-card","status":"publish","type":"post","link":"https:\/\/dailyai.com\/nl\/2026\/11\/chatgpt-wallet-lets-openais-agents-pay-without-seeing-your-card\/","title":{"rendered":"ChatGPT Wallet laat de agents van OpenAI betalen zonder je kaart te zien"},"content":{"rendered":"<p class=\"wp-block-paragraph\"><strong>De AI-agenten van OpenAI kunnen nu namens een gebruiker aankopen betalen zonder het echte kaartnummer te hoeven zien. De nieuwe ChatGPT Wallet is vrijdag gelanceerd, maar alleen voor betalende Pro-gebruikers in de VS, een kleine groep van de 1,2 miljard mensen die ChatGPT volgens OpenAI wekelijks gebruiken.<\/strong><\/p>\n\n\n\n<p class=\"wp-block-paragraph\"><a href=\"https:\/\/openai.com\/index\/introducing-chatgpt-wallet\/\" target=\"_blank\" rel=\"noopener\">De nieuwe betaalfunctie werd op 13 november aangekondigd in een blogbericht van het bedrijf.<\/a> OpenAI heeft het samen met American Express, Mastercard en Visa ontwikkeld. Voorlopig werkt het alleen met dots, de altijd actieve agents die OpenAI in september aan ChatGPT heeft toegevoegd. Gebruikers moeten 18 jaar of ouder zijn en een geldige kaart hebben die in de VS is uitgegeven.<\/p>\n\n\n\n<h2 class=\"wp-block-heading\">Hoe een aankoop werkt<\/h2>\n\n\n\n<p class=\"wp-block-paragraph\">Een gebruiker voegt eenmalig een kaart toe. Wanneer de AI-agent klaar is om iets te kopen, ziet de gebruiker de artikelen, het totaalbedrag en de gekozen kaart. De gebruiker keurt de aankoop vervolgens goed met een verificatiemethode zoals Face ID of een vingerafdrukscan.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">Daarna genereert het kaartnetwerk een betalingstoken. Dit is een vervangend kaartnummer, beveiligingscode en vervaldatum die de echte kaartgegevens vervangen. Volgens OpenAI zien noch de winkel noch de AI-agent de echte kaart. Gebruikers behouden hun kaartbeloningen en de gebruikelijke bescherming, bijvoorbeeld wanneer een artikel beschadigd aankomt.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">Elke agent beschikt over een eigen cloudcomputer en webbrowser, waardoor hij of zij kan blijven werken aan een taak nadat de gebruiker de chat heeft afgesloten. <a href=\"https:\/\/openai.com\/index\/introducing-dots\/\" target=\"_blank\" rel=\"noopener\">De agenten werden voor het eerst getoond tijdens een ontwikkelaarsevenement op 29 september.<\/a><\/p>\n\n\n\n<h2 class=\"wp-block-heading\">Plannen voor aankopen zonder goedkeuring<\/h2>\n\n\n\n<p class=\"wp-block-paragraph\">OpenAI zegt dat gebruikers na verloop van tijd AI-agenten aankopen moeten kunnen laten doen zonder elke aankoop afzonderlijk goed te keuren. Er zouden beperkingen gelden, zoals een bestedingslimiet, een bepaald producttype of een tijdsperiode. Een datum is nog niet bekendgemaakt.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">Sommige winkels kunnen agenten ook per ongeluk weigeren. OpenAI zegt dat sommige websites en fraudesystemen echte aankopen van agenten blokkeren of annuleren. Het werkt samen met betaalbedrijven zoals Adyen, Checkout.com en Stripe om dit te verminderen.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">Luke Gebb, hoofd innovatie bij American Express, zei dat de beperkte start de \u201cjuiste aanpak was om ervoor te zorgen dat alles werkt\u201d. <a href=\"https:\/\/www.cnbc.com\/2026\/11\/13\/openai-chatgpt-wallet-dot-purchases.html\" target=\"_blank\" rel=\"noopener\">Hij maakte die opmerking in een interview met een Amerikaans zakennieuwskanaal.<\/a><\/p>\n\n\n\n<h2 class=\"wp-block-heading\">Veilig betalen is niet hetzelfde als veilig kopen<\/h2>\n\n\n\n<p class=\"wp-block-paragraph\">Een veilige betaalmethode betekent niet automatisch een veilige webwinkel. In september vroeg een bedrijf dat merken beschermt aan ChatGPT, Gemini en Perplexity waar producten van 151 merken te koop waren. Van de 6.795 antwoorden toonde ChatGPT in 8% een risicovolle website, zoals een nepwebshop of een niet-werkend webadres. Perplexity deed dit in 15% van de gevallen en Gemini in 4%.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\"><a href=\"https:\/\/podqi.com\/research\/ai-search-brand-risk\" target=\"_blank\" rel=\"noopener\">Het bedrijf heeft zijn methode en de volledige resultaten gepubliceerd.<\/a> Het bedrijf verkoopt merkbescherming, dus dit zijn eigen cijfers uit eigen testvragen. Niet elk bedrijf wil dat AI-agenten namens hun klanten aankopen doen. <a href=\"https:\/\/dailyai.com\/nl\/2026\/11\/united-airlines-wont-let-your-ai-assistant-book-your-flights\/\" target=\"_blank\" rel=\"noopener\">We berichtten deze week over een luchtvaartmaatschappij die ze blokkeert.<\/a><\/p>\n\n\n\n<p class=\"wp-block-paragraph\"><strong>Waarom het belangrijk is:<\/strong> Het token zorgt ervoor dat het kaartnummer niet bij de AI-agent terechtkomt, maar het controleert niet of de winkel echt bestaat. Voorlopig blijft de gebruiker de belangrijkste beveiliging; hij of zij moet elke aankoop zorgvuldig lezen voordat deze wordt goedgekeurd.<\/p>","protected":false},"excerpt":{"rendered":"<p>Met de nieuwe ChatGPT Wallet van OpenAI kunnen de AI-agents aankopen betalen zonder je echte kaart te zien. De functie is voorlopig alleen beschikbaar voor Pro-gebruikers in de VS en elke aankoop vereist jouw goedkeuring.<\/p>","protected":false},"author":16,"featured_media":16105,"comment_status":"closed","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[83],"tags":[],"class_list":["post-16104","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-product"],"yoast_head":"<!-- This site is optimized with the Yoast SEO plugin v28.8 - https:\/\/yoast.com\/product\/yoast-seo-wordpress\/ -->\n<title>ChatGPT Wallet Lets AI Agents Pay Without Seeing Your Card<\/title>\n<meta name=\"description\" content=\"ChatGPT Wallet lets OpenAI\u2019s dots agents pay for shopping with a payment token, not your real card. It is live for US Pro users. How it works and the risks.\" \/>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/dailyai.com\/nl\/2026\/11\/chatgpt-wallet-lets-openais-agents-pay-without-seeing-your-card\/\" \/>\n<meta property=\"og:locale\" content=\"nl_NL\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"ChatGPT Wallet Lets AI Agents Pay Without Seeing Your Card\" \/>\n<meta property=\"og:description\" content=\"ChatGPT Wallet lets OpenAI\u2019s dots agents pay for shopping with a payment token, not your real card. It is live for US Pro users. How it works and the risks.\" \/>\n<meta property=\"og:url\" content=\"https:\/\/dailyai.com\/nl\/2026\/11\/chatgpt-wallet-lets-openais-agents-pay-without-seeing-your-card\/\" \/>\n<meta property=\"og:site_name\" content=\"DailyAI\" \/>\n<meta property=\"article:published_time\" content=\"2026-11-13T16:13:14+00:00\" \/>\n<meta property=\"article:modified_time\" content=\"2026-11-13T16:14:06+00:00\" \/>\n<meta property=\"og:image\" content=\"https:\/\/dailyai.com\/wp-content\/uploads\/2026\/11\/dai-house-16104.jpg\" \/>\n\t<meta property=\"og:image:width\" content=\"1472\" \/>\n\t<meta property=\"og:image:height\" content=\"832\" \/>\n\t<meta property=\"og:image:type\" content=\"image\/jpeg\" \/>\n<meta name=\"author\" content=\"David Merry\" \/>\n<meta name=\"twitter:card\" content=\"summary_large_image\" \/>\n<meta name=\"twitter:creator\" content=\"@DailyAIOfficial\" \/>\n<meta name=\"twitter:site\" content=\"@DailyAIOfficial\" \/>\n<meta name=\"twitter:label1\" content=\"Geschreven door\" \/>\n\t<meta name=\"twitter:data1\" content=\"David Merry\" \/>\n\t<meta name=\"twitter:label2\" content=\"Geschatte leestijd\" \/>\n\t<meta name=\"twitter:data2\" content=\"3 minuten\" \/>\n<script type=\"application\/ld+json\" class=\"yoast-schema-graph\">{\"@context\":\"https:\\\/\\\/schema.org\",\"@graph\":[{\"@type\":\"NewsArticle\",\"@id\":\"https:\\\/\\\/dailyai.com\\\/2026\\\/11\\\/chatgpt-wallet-lets-openais-agents-pay-without-seeing-your-card\\\/#article\",\"isPartOf\":{\"@id\":\"https:\\\/\\\/dailyai.com\\\/2026\\\/11\\\/chatgpt-wallet-lets-openais-agents-pay-without-seeing-your-card\\\/\"},\"author\":{\"name\":\"David Merry\",\"@id\":\"https:\\\/\\\/dailyai.com\\\/#\\\/schema\\\/person\\\/285a97adb64b88751ac3440ece6b08a1\"},\"headline\":\"ChatGPT Wallet Lets OpenAI\u2019s Agents Pay Without Seeing Your Card\",\"datePublished\":\"2026-11-13T16:13:14+00:00\",\"dateModified\":\"2026-11-13T16:14:06+00:00\",\"mainEntityOfPage\":{\"@id\":\"https:\\\/\\\/dailyai.com\\\/2026\\\/11\\\/chatgpt-wallet-lets-openais-agents-pay-without-seeing-your-card\\\/\"},\"wordCount\":529,\"publisher\":{\"@id\":\"https:\\\/\\\/dailyai.com\\\/#organization\"},\"image\":{\"@id\":\"https:\\\/\\\/dailyai.com\\\/2026\\\/11\\\/chatgpt-wallet-lets-openais-agents-pay-without-seeing-your-card\\\/#primaryimage\"},\"thumbnailUrl\":\"https:\\\/\\\/dailyai.com\\\/wp-content\\\/uploads\\\/2026\\\/11\\\/dai-house-16104.jpg\",\"articleSection\":[\"Product\"],\"inLanguage\":\"nl-NL\"},{\"@type\":\"WebPage\",\"@id\":\"https:\\\/\\\/dailyai.com\\\/2026\\\/11\\\/chatgpt-wallet-lets-openais-agents-pay-without-seeing-your-card\\\/\",\"url\":\"https:\\\/\\\/dailyai.com\\\/2026\\\/11\\\/chatgpt-wallet-lets-openais-agents-pay-without-seeing-your-card\\\/\",\"name\":\"ChatGPT Wallet Lets AI Agents Pay Without Seeing Your Card\",\"isPartOf\":{\"@id\":\"https:\\\/\\\/dailyai.com\\\/#website\"},\"primaryImageOfPage\":{\"@id\":\"https:\\\/\\\/dailyai.com\\\/2026\\\/11\\\/chatgpt-wallet-lets-openais-agents-pay-without-seeing-your-card\\\/#primaryimage\"},\"image\":{\"@id\":\"https:\\\/\\\/dailyai.com\\\/2026\\\/11\\\/chatgpt-wallet-lets-openais-agents-pay-without-seeing-your-card\\\/#primaryimage\"},\"thumbnailUrl\":\"https:\\\/\\\/dailyai.com\\\/wp-content\\\/uploads\\\/2026\\\/11\\\/dai-house-16104.jpg\",\"datePublished\":\"2026-11-13T16:13:14+00:00\",\"dateModified\":\"2026-11-13T16:14:06+00:00\",\"description\":\"ChatGPT Wallet lets OpenAI\u2019s dots agents pay for shopping with a payment token, not your real card. 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