{"id":15840,"date":"2026-11-02T17:21:05","date_gmt":"2026-11-02T16:21:05","guid":{"rendered":"https:\/\/dailyai.com\/?p=15840"},"modified":"2026-11-02T17:21:05","modified_gmt":"2026-11-02T16:21:05","slug":"amazon-and-jpmorgan-are-shutting-out-ai-agents-it-wont-last","status":"publish","type":"post","link":"https:\/\/dailyai.com\/fr\/2026\/11\/amazon-and-jpmorgan-are-shutting-out-ai-agents-it-wont-last\/","title":{"rendered":"Amazon et JPMorgan ferment la porte aux agents IA. Cela ne durera pas."},"content":{"rendered":"<p class=\"wp-block-paragraph\"><strong>Z\u00e9ro. C&#039;est le nombre des 51 plus grands d\u00e9taillants en ligne am\u00e9ricains qui autorisent un agent IA \u00e0 effectuer des achats en votre nom. Amazon et JPMorgan Chase interdisent d\u00e9sormais ouvertement l&#039;acc\u00e8s \u00e0 ces agents. Selon nous, cette barri\u00e8re ne tiendra pas et les enseignes qui mettront en place les premi\u00e8res un syst\u00e8me fiable l&#039;emporteront.<\/strong><\/p>\n\n\n\n<p class=\"wp-block-paragraph\">Le compte provient de <a href=\"https:\/\/billions.network\/blog\/us-retailers-ai-shopping-agents-audit\" target=\"_blank\" rel=\"noopener\">un audit r\u00e9alis\u00e9 par la soci\u00e9t\u00e9 d&#039;identit\u00e9 Billions Network<\/a>, Une \u00e9tude men\u00e9e en ao\u00fbt par [nom de l&#039;entreprise] a analys\u00e9 les r\u00e8gles d&#039;acc\u00e8s publi\u00e9es par 51 grands d\u00e9taillants am\u00e9ricains. Seuls 11 d&#039;entre eux avaient pris une position claire concernant les agents d&#039;IA. Cinq d&#039;entre eux les interdisent formellement, notamment Amazon, Kohl&#039;s et Neiman Marcus. Trente-sept autres les bloquent presque par inadvertance, en vertu d&#039;anciennes r\u00e8gles r\u00e9dig\u00e9es il y a plusieurs ann\u00e9es pour emp\u00eacher l&#039;extraction de donn\u00e9es. L&#039;\u00e9tude souligne que la publication des r\u00e8gles ne garantit pas leur application effective par un site.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">Ici, un agent IA d\u00e9signe un assistant qui effectue des t\u00e2ches pour vous, et non pas seulement qui r\u00e9pond \u00e0 des questions. Muse de Meta, OpenAI\u2026 <a href=\"https:\/\/dailyai.com\/fr\/2026\/10\/you-can-now-text-chatgpts-dot-agent-but-it-isnt-end-to-end-encrypted\/\">Agent Dot dans <span class=\"noTranslate\" data-no-translation=\"\"><span class=\"noTranslate\" data-no-translation=\"\">ChatGPT<\/span><\/span><\/a> et des outils similaires peuvent comparer les prix, remplir un panier ou transf\u00e9rer de l&#039;argent si vous les y autorisez. <a href=\"https:\/\/www.cnbc.com\/2026\/11\/01\/jpmorgan-amazon-ai-agents-meta-muse.html\" target=\"_blank\" rel=\"noopener\">CNBC a rapport\u00e9 dimanche<\/a> JPMorgan, Charles Schwab, Amazon, Neiman Marcus et Kohl&#039;s ont tous pris des mesures pour bloquer des agents comme Muse.<\/p>\n\n\n\n<h2 class=\"wp-block-heading\">Ce que disent les bloqueurs<\/h2>\n\n\n\n<p class=\"wp-block-paragraph\">L&#039;argument en faveur du blocage est bien r\u00e9el. \u201c Nous n&#039;allons pas permettre \u00e0 n&#039;importe quel agent ext\u00e9rieur d&#039;entrer dans l&#039;entreprise, car c&#039;est tout simplement trop risqu\u00e9 pour les clients et pour JPMorgan \u201d, a d\u00e9clar\u00e9 le directeur g\u00e9n\u00e9ral Jamie Dimon lors de la conf\u00e9rence t\u00e9l\u00e9phonique sur les r\u00e9sultats du troisi\u00e8me trimestre de la banque., <a href=\"https:\/\/fortune.com\/2026\/10\/15\/jamie-dimon-ai-agents-meta-muse-jpmorgan\/\" target=\"_blank\" rel=\"noopener\">Fortune a rapport\u00e9<\/a>. \u201c Vous ne voulez pas d&#039;agents incontr\u00f4l\u00e9s. \u201d<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">Amazon a suspendu le service de Muse en septembre. La plateforme a d\u00e9clar\u00e9 que Meta ne l&#039;avait jamais inform\u00e9e que Muse effectuerait des achats sur son site, que l&#039;agent ne s&#039;identifie pas et qu&#039;il semblait capturer et stocker les identifiants de connexion des clients., <a href=\"https:\/\/www.geekwire.com\/2026\/amazon-blocks-metas-muse-ai-assistant-in-new-standoff-over-agentic-shopping\/\" target=\"_blank\" rel=\"noopener\">d&#039;apr\u00e8s GeekWire<\/a>. Meta a d\u00e9clar\u00e9 que Muse \u201c n&#039;a aucune visibilit\u00e9 sur les mots de passe ou les m\u00e9thodes de paiement des utilisateurs \u201d.\u201d<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">Les agents peuvent aussi commettre des erreurs. Michael Jabbara, responsable de la gestion des risques li\u00e9s aux paiements chez Visa, a racont\u00e9 \u00e0 CNBC l&#039;histoire d&#039;un utilisateur qui avait demand\u00e9 \u00e0 un agent de r\u00e9server un cr\u00e9neau dans une salle de sport. Une fois le cr\u00e9neau r\u00e9serv\u00e9, l&#039;agent a pirat\u00e9 le syst\u00e8me de r\u00e9servation de la salle, a supprim\u00e9 le rendez-vous d&#039;une autre personne et a inscrit le nom de l&#039;utilisateur \u00e0 sa place.<\/p>\n\n\n\n<h2 class=\"wp-block-heading\">Pourquoi nous pensons que le mur ne tiendra pas.<\/h2>\n\n\n\n<p class=\"wp-block-paragraph\">La s\u00e9curit\u00e9 n&#039;est pas le seul objectif, et c&#039;est l\u00e0 le point faible. Amazon a g\u00e9n\u00e9r\u00e9 plus de 68 milliards de dollars de revenus publicitaires l&#039;an dernier, selon GeekWire, et ces revenus d\u00e9pendent du nombre de visiteurs qui consultent ses pages. Un agent qui ach\u00e8te la poussette la moins ch\u00e8re et s&#039;en va ne voit aucune annonce sponsoris\u00e9e. L&#039;agent \u2019\u00a0Acheter pour moi\u00a0\u00bb d&#039;Amazon effectue des achats sur les sites d&#039;autres marques, m\u00eame si Amazon affirme qu&#039;il s&#039;identifie et permet aux marques de se d\u00e9sinscrire.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">Les clients souhaitent \u00e9galement ces outils. Une \u00e9tude d&#039;Accenture cit\u00e9e par CNBC a r\u00e9v\u00e9l\u00e9 que 71\u00a0% des consommateurs seraient favorables \u00e0 un assistant IA int\u00e9gr\u00e9 \u00e0 l&#039;application de leur banque principale. Cette m\u00eame \u00e9tude a \u00e9galement montr\u00e9 que 82\u00a0% des consommateurs souhaitent approuver chaque action de l&#039;IA et que 79\u00a0% veulent pouvoir l&#039;interrompre imm\u00e9diatement. Les utilisateurs recherchent de l&#039;aide, tout en gardant le contr\u00f4le.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">Et le blocage peut s&#039;av\u00e9rer difficile \u00e0 appliquer. \u201c Lorsqu&#039;un utilisateur clique sur un bouton dans son navigateur, il sera difficile pour un site distant de d\u00e9terminer si cette action a \u00e9t\u00e9 effectu\u00e9e manuellement ou par un agent d&#039;IA sur son ordinateur \u201d, a d\u00e9clar\u00e9 Ed Felten, ancien directeur technique de la Commission f\u00e9d\u00e9rale du commerce des \u00c9tats-Unis, \u00e0 CNBC.<\/p>\n\n\n\n<h2 class=\"wp-block-heading\">Il existe d\u00e9j\u00e0 un meilleur mod\u00e8le.<\/h2>\n\n\n\n<p class=\"wp-block-paragraph\">Walmart a choisi une autre voie. Le 21 octobre, <a href=\"https:\/\/corporate.walmart.com\/news\/2026\/10\/Making-It-Possible-for-Agents-to-Shop-on-Behalf-of-Customers\" target=\"_blank\" rel=\"noopener\">Profils des agents annonc\u00e9s<\/a>, Ce service sera lanc\u00e9 d&#039;ici un mois. Chaque agent disposera de son propre profil dans votre compte, vous permettant de consulter ses achats. Vous pourrez exiger une approbation pour chaque achat ou d\u00e9finir une limite de d\u00e9penses, par exemple $50, $100 ou $200. Les agents n&#039;auront jamais acc\u00e8s aux informations de votre carte et ne pourront pas modifier votre mode de paiement. Tout agent ne respectant pas les r\u00e8gles sera bloqu\u00e9.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">\u201c Nous fixons les prix des produits, pas ceux des personnes \u201d, a d\u00e9clar\u00e9 Walmart, assurant qu&#039;un agent voit les m\u00eames prix qu&#039;un humain. C&#039;est le traitement \u00e9quitable auquel les consommateurs devraient s&#039;attendre partout. Les r\u00e9seaux de cartes bancaires ont \u00e9t\u00e9 <a href=\"https:\/\/dailyai.com\/fr\/2025\/05\/visa-and-mastercard-just-gave-ai-the-power-to-shop-and-pay-for-you\/\">construction de syst\u00e8mes de paiement pour les agents<\/a> Depuis l&#039;ann\u00e9e derni\u00e8re, le financement est quasiment boucl\u00e9. Il ne manque plus que la porte du magasin.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">Notre point de vue est simple. Les banques et les commerces ont raison de refuser les agents qui dissimulent leur identit\u00e9. En revanche, ils ont tort de refuser syst\u00e9matiquement tous les agents. Le cas des 37 commer\u00e7ants ayant bloqu\u00e9 des agents par erreur en est l&#039;exemple le plus flagrant\u00a0: ils n&#039;ont pris aucune d\u00e9cision et leurs clients subissent de facto une exp\u00e9rience d\u00e9grad\u00e9e. Un agent v\u00e9rifi\u00e9 avec un plafond de d\u00e9penses est plus s\u00fbr qu&#039;un client qui communique son mot de passe \u00e0 une application, comme c&#039;est le cas actuellement.<\/p>\n\n\n\n<h2 class=\"wp-block-heading\">Pourquoi c&#039;est important<\/h2>\n\n\n\n<p class=\"wp-block-paragraph\">Si vous utilisez un assistant IA pour faire vos achats ou g\u00e9rer votre argent, de nombreux grands sites le bloqueront \u00e0 l&#039;entr\u00e9e, et la plupart n&#039;offrent aucun moyen s\u00fbr de l&#039;autoriser. En attendant, la solution de contournement risqu\u00e9e consistant \u00e0 partager vos identifiants avec une application reste la norme.<\/p>","protected":false},"excerpt":{"rendered":"<p>None of the 51 biggest US online stores has a safe way for an AI agent to buy for you. Blocking agents outright won&#8217;t hold, and Walmart shows a better route.<\/p>","protected":false},"author":16,"featured_media":15841,"comment_status":"closed","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[87],"tags":[],"class_list":["post-15840","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-opinions"],"yoast_head":"<!-- This site is optimized with the Yoast SEO plugin v28.8 - https:\/\/yoast.com\/product\/yoast-seo-wordpress\/ -->\n<title>Amazon and JPMorgan Shut Out AI Agents. It Won&#039;t Last<\/title>\n<meta name=\"description\" content=\"Amazon and JPMorgan block AI shopping agents like Meta&#039;s Muse, and none of 51 big US retailers has a verified way for agents to buy. 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Cela ne durera pas.","isPartOf":{"@id":"https:\/\/dailyai.com\/#website"},"primaryImageOfPage":{"@id":"https:\/\/dailyai.com\/2026\/11\/amazon-and-jpmorgan-are-shutting-out-ai-agents-it-wont-last\/#primaryimage"},"image":{"@id":"https:\/\/dailyai.com\/2026\/11\/amazon-and-jpmorgan-are-shutting-out-ai-agents-it-wont-last\/#primaryimage"},"thumbnailUrl":"https:\/\/dailyai.com\/wp-content\/uploads\/2026\/11\/dai-house-15840.jpg","datePublished":"2026-11-02T16:21:05+00:00","description":"Amazon et JPMorgan bloquent les assistants d&#039;achat IA comme Muse de Meta, et aucun des 51 grands d\u00e9taillants am\u00e9ricains ne dispose d&#039;un syst\u00e8me v\u00e9rifi\u00e9 permettant \u00e0 ces agents d&#039;effectuer des achats. 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